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Home > News > Google’s own Debit card coming soon on Google Pay?

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Google’s own Debit card coming soon on Google Pay?

Aksara
Last updated: 2020/04/18 at 11:01 AM
Aksara
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Google Pay Smart Debit card:

I bet almost everyone reading this is using Google Pay, one of the best & easier way to pay and earn cashback. Around last year, the Apple Card was also announced which aimed at making the Apple customers make better financial decisions through an intuitive app.

The leaked report comes from TechCrunch where they refer the Google card as “Smart Card”. Many feel that it’s the same concept as the Apple card but here the Google card is more than just a normal debit card. This is also a physical card that also exists virtually in Google Pay. It will stay along with the different cards you’ve added. The main difference between the Google Card compared to the other cards in your Google Pay account is the ability to track the financial records, maintain records and maintain your financial health.

When we see an app that processes payments jumping into a new venture by making their own cards shows us the possibility of the company expanding into the new financial services company. This would not only attract more app users but also act as a new stream to earn more revenue and the juicy user data.

Google debit card feature
Source: Techcrunch.com

Just like any other Debit card, the new Google Card will also be linked to your primary account as a checking account. This is the same as the bank accounts we have in our Google Pay account where we can track the transactions, track purchases, etc.  According to the leaks, the Google card will partner with banks such as CITI and Stanford Federal Credit Union. The leaked card images provide an idea of how the physical Google Pay smart debit card would look.

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Google pay smart debit card
Source: Techcrunch.com

The card itself will be in complete white with the VISA chip at the top, your name under it, partnered logo at the bottom and your payment profile logo in the middle. This is definitely not the final render of the Google Pay Smart debit card. But this is not it. The app does more than just tracking your payments.

Google Pay debit card smart tracking interface
Source: Techcrunch.com

This app will show every information you need. Remember, it’s Google :P.
Right from all the recent transactions, the merchant details, date of transaction and more. Since it is the Internet ruler’s own app, their integration to show exactly where the transaction was made on the Google Map. If there’s a fishy behavior or a lost card, the user of the card can immediately lock the card from the app itself and request for a replacement on the go via the app. Since this is a virtual card, the immediate replacement for the card will be on the app so you don’t get completely locked out.

Google play smart card security info
Source: Techcrunch.com

As we can see in the above picture of the settings page, Google Pay is going to have a ton of features to ensure the security of the card where we can reset the card number on the go in case of any mishap, the ability to turn on and off for the contactless payment and more.

Or is this another way how Google is trying to peek into our financial records by introducing a new feature? Think of this, Google already has access to everything. Literally. The only part which Google hasn’t involved is the payment part. They introduced Google Pay as a medium to facilitate the transactions, but now they are introducing their own Smart card.

Hmmm. Fishy ????????

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What do you think about this new upcoming feature in Google Pay. I bet it’d take a while to come in India. If it ever does, this is gonna be a pretty cool and a handy feature which is not available easily. Currently, Kotak is one of the few banks which provide Virtual Cards to their customers.

Read the full information published on Techcrunch :
Leaked pics reveal Google smart debit card to rival Apple’s

Let’s see what happens. Stay tuned!

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TAGGED: Debit card, Google Pay, Smart card
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By Aksara
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A digital marketer by profession who enjoys sharing his knowledge of technology through his work. His enthusiasm for sharing his knowledge knows no bounds. He revels in creating engaging content that demystifies complex tech concepts, making them accessible and enjoyable for all.
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